Experian Credit Report & Score

Experian Credit Report & Score

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 2.4.0
  • Adult Rating: 4+
  • File Size: 97.80 MB
  • Developer: Experian
  • Compatibility: Requires Android / iOS 10.3 or later.
Score: 4.5
4.5
From 16,644 Ratings

Description

Get your FREE Experian Credit Report & FICO® Score – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. See what's helping or hurting your score, learn how your report impacts your score, check your credit report for accuracy and interact with your credit in a completely re-imagined way. You’ll get credit monitoring with real-time alerts and notifications on your iPhone or iPad when key updates to your Experian Credit Report & FICO Score are detected. You can also find and choose credit cards with better approval odds. Experian CreditMatch™ applies your FICO Score so you can apply with confidence. KEY FEATURES: FREE FICO SCORE^ • Track how your FICO Score changes over time and see which of your financial behaviors are helping and hurting your FICO Score. • Your FICO Score will automatically be updated every 30 days when you sign in. FREE CREDIT REPORT • View your Experian Credit Report to better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records. • Your Experian Credit Report will automatically be updated every 30 days when you sign in. CREDIT MONITORING & ALERTS • We monitor changes to your credit profile like when your FICO Score changes, a new credit account is opened in your name or when an inquiry appears on your credit report. • We’ll send you a push notification so you can view these alerts directly on your device. CREDIT AT-A-GLANCE • Easily monitor your credit and see a breakdown of your accounts in a fun new way. • Spin the Credit Summary wheel to see the five key elements that make up your FICO Score based on your Experian Credit Report. CREDITMATCH – SEE, CHOOSE & APPLY* • See the credit cards that best match you based on your FICO Score. • Compare your best options and make your choice. FREQUENTLY ASKED QUESTIONS Q: Is my Experian Credit Report & FICO Score really free? A: Yes, Experian provides a 100% free credit report & FICO Score. No credit card required. Q: Will checking my report hurt my credit? A: No, checking your own report with Experian does not impact your credit. Q: How often does my Experian Credit Report & FICO Score update? A: Your free credit report & FICO Score is updated every 30 days upon sign-in. Q: What if I already have an Experian CreditWorks or IdentityWorks account? A: If you already have an account through one of our domains, just sign in with your existing username and password to start using the app. SUBSCRIPTIONS Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app. ABOUT EXPERIAN Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree ^FICO Score powered by Experian data. *Offers are not available in all states. Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.creditmatch.com

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Screenshots

Reviews

  • Easy to use and understand

    5
    By Consumerpaul
    The Experian app is the best. Easy to use and fast. Any change to my credit score alerts me right away and I can act if necessary. This app has been a long time coming. Everyone needs it.
  • Great App

    5
    By jkirk41
    Great App
  • I Love My App

    5
    By DeeMarie55
    I have had Experian for awhile now and I love it. They alert me when anything is different. I Love watching my FICO score! I’m learning so much about credit and how it all works. The app I have isn’t free buts it’s not much at all for all they do for you. My credit is monitored 24/7 and it’s something I don’t have to worry about. It’s only $1.99 a month. Thank you Experian
  • Face ID stopped working after recent update

    3
    By Martin______
    Each time I launch the app I am requested to use my password to login, even I have login with Face ID enabled in my account settings. I tried to deactivate and reactivate the Face ID login, but it doesn't fix the problem.
  • Awesome

    5
    By blessed in my Finances
    The app is great. The FICO score at your fingertips. I’m working on building up my score and I need to know what’s going on and Experian has done just that.......
  • App very slow an opening. Face recognition not working

    4
    By Rleeder80
    Since the last update, Experian App does not have face recognition. Even though I have it turned on with in the app. Also very very slow an opening. Thank you, I like your app very much I hope these issues can be resolved
  • Love the app!

    5
    By Drill io
    Excellent!!
  • Excellent APP

    5
    By Petey Glasses
    This app has been an enormous help in keeping track of our credit scores and the factors that contribute to ups and downs in my scores. Having all three major credit agency scores in the same presentation has made it very easy to look for common issues affecting my credit. I highly recommend it if you’re seriously interested in keeping track of your credit.
  • Easy to use & it’s a free app

    5
    By AnnieBlanco
    Easy to use and it’s a free app. I understand nothing is for free (they sell our info to 3rd parties) yet those 3rd parties, ie... banks, credit card companies already have our info so no harm to fowl. I just want to see my score when I want since we are using the snowball method of paying off our debt, this app lets me see the positive benefits of paying it down, highest interest rate card first is the plan. After the subprime market crash we relied too heavily on cards to keep our business afloat. We didn't lose our home, business is intact yet credit card debt needs to be addressed head on. We have tons of home equity yet with such a high income to debt ratio & both of us Independent contractors we cant qualify for a refi & cant get zero interest transfer cards to approve us, frustrating. YET. I do wish I could see all three credit scores which is a extra cost but not paying for anything we don't need until we can refi. Its a catch 22 situation but happy this app is available. I say try it!
  • The Best App!

    5
    By Jkasparian
    Excellent App!

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